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I need travel insurance.
我需要旅行保险。
The policy starts tomorrow.
保单明天生效。
The premium is paid monthly.
保险费按月支付。
The claim was approved yesterday.
理赔申请昨天获批了。
This plan covers medical costs.
这个方案覆盖医疗费用。
Please keep all receipts.
请保留所有收据。
Emergency assistance is available abroad.
海外可获得紧急援助。
The deductible is quite high.
免赔额相当高。
The renewal notice arrived today.
续保通知今天到了。
Some exclusions apply to this policy.
这份保单有一些除外条款。
Can I buy health insurance here?
我可以在这里购买健康保险吗？
Does this policy cover theft?
这份保单覆盖盗窃吗？
How do I make a claim?
我该如何申请理赔？
What documents should I submit?
我应该提交哪些文件？
Is there a cancellation fee?
有取消费用吗？
Can I renew the policy online?
我可以在线续保吗？
Where can I find the policy number?
我在哪里可以找到保单号码？
Should I contact emergency assistance first?
我应该先联系紧急援助吗？
Who can explain the exclusions?
谁可以解释除外条款？
May I change my coverage?
我可以更改我的保障范围吗？
The policy number is P zero six nine.
保单号码是 P069。
The annual premium is four hundred pounds.
年保险费是四百英镑。
The deductible is fifty pounds.
免赔额是五十英镑。
The claim deadline is June fifteenth.
理赔截止日期是六月十五日。
The policy covers trips under thirty days.
这份保单覆盖三十天以内的旅行。
The helpline opens at eight thirty.
服务热线八点半开放。
The claim reference is C one five eight.
理赔参考号是 C158。
The refund takes ten working days.
退款需要十个工作日。
The family plan covers four people.
家庭保险方案覆盖四个人。
The renewal date is the fifth of May.
续保日期是五月五日。
Please complete the claim form before submitting your receipts.
提交收据前请填写理赔表。
You need to upload proof of payment through the portal.
你需要通过门户上传付款证明。
The adviser will explain the coverage before you sign.
顾问会在你签字前解释保障范围。
Please call the emergency line as soon as possible.
请尽快拨打紧急热线。
You should keep a copy of the medical report.
你应该保留一份医疗报告副本。
The company will review your claim after receiving the documents.
公司收到文件后会审核你的理赔申请。
Please update your address before renewing the policy.
续保前请更新你的地址。
The agent will send the policy details by email.
代理人会通过邮件发送保单详情。
You can add baggage cover during the application.
你可以在申请过程中添加行李保障。
The renewal payment must be made before the expiry date.
续保付款必须在到期日前完成。
The basic plan includes accident cover and emergency medical support.
基础方案包含意外保障和紧急医疗支持。
Pre-existing conditions are excluded from the standard policy.
既往病史不包含在标准保单内。
The policy holder must report any loss within twenty-four hours.
保单持有人必须在二十四小时内报告任何损失。
The claim form requires dates, receipts, and a short description.
理赔表需要日期、收据和简短描述。
The maximum payout depends on the type of cover.
最高赔付取决于保障类型。
Emergency assistance can arrange transport to the nearest hospital.
紧急援助可以安排前往最近医院的交通。
The excess is paid by the customer before the claim is settled.
理赔结清前，客户需支付免赔额。
The renewal process requires no new medical examination.
续保流程不需要新的体检。
Lost items are covered only if a police report is provided.
只有提供警方报告，遗失物品才会被保障。
The policy document lists exclusions, limits, and contact numbers.
保单文件列出了除外条款、限额和联系电话。
My claim was rejected because the receipt was missing.
我的理赔被拒了，因为收据缺失。
The premium increased after the renewal notice.
续保通知后，保险费上涨了。
Could you check why my documents were not accepted?
你能查一下为什么我的文件没有被接受吗？
The emergency line was busy for twenty minutes.
紧急热线占线了二十分钟。
The adviser corrected the coverage details this morning.
顾问今天早上更正了保障详情。
The company offered a refund for the cancelled policy.
公司为取消的保单提供了退款。
Several customers complained about unclear policy terms.
几位客户投诉保单条款不清楚。
Please contact support if the claim portal fails.
如果理赔门户故障，请联系支持人员。
The payment was delayed by an extra security check.
付款因额外安全检查而延迟。
The claim status still shows pending on the website.
网站上的理赔状态仍显示处理中。
Although the premium is higher, the new plan offers wider medical coverage.
虽然保费更高，但新方案提供更广的医疗保障。
The policy covers stolen luggage, but it does not cover unattended bags.
这份保单覆盖被盗行李，但不覆盖无人看管的包。
If you submit all documents today, the claim may be reviewed by Friday.
如果你今天提交所有文件，理赔可能会在周五前被审核。
Because the accident happened abroad, emergency assistance contacted the local hospital directly.
因为事故发生在国外，紧急援助直接联系了当地医院。
The basic policy protects personal items, while the premium policy includes trip cancellation.
基础保单保障个人物品，而高级保单包含旅行取消保障。
Once the deductible is paid, the insurer can process the remaining amount.
一旦免赔额支付完成，保险公司可以处理剩余金额。
You may renew the policy, provided that there are no unpaid premiums.
只要没有未付保费，你就可以续保。
The wording seems simple, yet one exclusion changes the coverage significantly.
措辞看起来简单，但一项除外条款会明显改变保障范围。
Unless you report the theft within one day, the claim may be refused.
除非你在一天内报告盗窃，否则理赔可能会被拒绝。
The agent explained the exclusions clearly, so I understood why the claim was limited.
代理人清楚解释了除外条款，所以我明白了理赔为何受限。
There are two policies in the folder and one receipt in the envelope.
文件夹里有两份保单，信封里有一张收据。
The premium is thirteen pounds, not thirty pounds.
保险费是十三英镑，不是三十英镑。
An adviser checked a claim form and an old medical bill.
一名顾问核查了一张理赔表和一张旧医疗账单。
The policy starts on the fifth of March, not the fifteenth.
保单三月五日生效，不是十五日。
Please put the receipts under the form, not behind the file.
请把收据放在表格下面，不是文件后面。
The claim code is C sixteen, but the policy code is C sixty.
理赔代码是 C16，但保单代码是 C60。
The adviser said excess, not access, when explaining the payment.
解释付款时，顾问说的是 excess，不是 access。
The helpline is open at fourteen thirty, not four thirty.
服务热线十四点三十开放，不是四点三十。
There is an emergency number above the signature and a date below it.
签名上方有一个紧急号码，下方有一个日期。
The receipts are for claims, while the notices are for policy renewal.
这些收据用于理赔，而这些通知用于保单续保。
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